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Unread 02-29-2008, 12:37 PM   #1
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I bought a new car from a local dealer last weekend. I planned to down pay $3000 using my credit card. With my card in hand all the time, the dealer FORGOT to ask for it to swipe and all the papers had been signed with one line in cash payment of $3000 there. I'm driving my car everybody now. Anybody tell me: am I a very lucky person who has been given a $3000 credit free, or they will find out some day and some way (I suppose that their accountants should do their jobs reasonably well) that I still have to pay eventually?
Anybody ever had similar 'lucky' experience as I did? Please share and let me know my chance of keeping this $3000 eventually?

Thanks, folks.

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Unread 02-29-2008, 01:19 PM   #2
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Quote:
Originally Posted by ilovenewcar View Post
I bought a new car from a local dealer last weekend. I planned to down pay $3000 using my credit card. With my card in hand all the time, the dealer FORGOT to ask for it to swipe and all the papers had been signed with one line in cash payment of $3000 there. I'm driving my car everybody now. Anybody tell me: am I a very lucky person who has been given a $3000 credit free, or they will find out some day and some way (I suppose that their accountants should do their jobs reasonably well) that I still have to pay eventually?
Anybody ever had similar 'lucky' experience as I did? Please share and let me know my chance of keeping this $3000 eventually?

Thanks, folks.
I am sure they will notice their books are off but the question is will they find out? If they have nothing linking you to their mistake I don't see how they could do anything. I would still hold onto the cash for a long while. I had an issue where I stayed at a hotel for work and the room was paid for by them and incidentals by myself. They charged me for the hotel room as well and then refunded the money twice. So I had an extra 600 in my bank from them. 3 months later they hit my bank for the 600 when I did not have it. In your case you have no paper trail leading them back to you. If anything they may remember you were going to pay by credit. Then they will ask you to come in so they can swipe the card. Failure to do so would most likely result in them trying to repo your car.
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Unread 02-29-2008, 09:11 PM   #3
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If they ask say you gave the sales man cash they fire him his kids will starve to death wife will leave and he'll serve time in jail all because of a mistake it's crazy how the world works. No seriously I would spend the money for 6 months just in case chances are they'll ad it to the loan when they find out or repo the car.

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Unread 02-29-2008, 09:12 PM   #4
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By the way what kinda car did you get and congrat's?!!!

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Unread 03-04-2008, 10:26 AM   #5
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Yeah, hold on to your downpayment. My bet is that you signed a contract to pay 3000 down for the financing.

I got my liberty for 2000 less than they I was supposed to.
We were looking at a couple different models, we took the more expensive model and when we went in to the managers office to sign everything she said, "Here's your financed amount and here's your monthly payment." I grinned, bit my lip, signed and left.

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