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Unread 03-20-2013, 11:56 AM   #1
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Default Third party warranty ???

I am just about to buy a 2006 Acura MDX with 140,000 km on it, and the dealership if offering a third party extended warranty and I am not sure yet on if it it really worth it or not. I have heard lots of horror stories about people trying to make claims and about the third party doing pretty much anything to get out of paying for anything at all

So I am just wondering if anyone has had experience with such a thing and how it ended up working out for you ??


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Unread 03-20-2013, 01:50 PM   #2
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Read the small print!

All these extended warranties are different. Only a very few work anything like a factory warranty. The main differences are deductibles and the number of occurrences.

Many warranties require a deductible for any repairs, some you have to pay a deductible for each item repaired. So if the seat heat and the wipers don't work, each item is considered a separate repair and requires a separate deductible.

Some even allow only so many claims per year. Some will not allow a second repair for the same issue. So if a wiper motor is replaced this month, next year you can't claim a seized wiper shaft.

You are also at the mercy of whoever is interpreting the fine print. Most warranties will say something like all internal engine parts are covered, meaning that they will not fix the damage that happened due to an accident like the impact breaking and engine block mounting for the A/C compressor, but that can be interpreted as the compressor bracket that has a crack due to poor design is not.

Most warranties will have a long list of things that are covered but most all of these things will never go wrong.

Paint and finish are not covered, so peeling paint won't be covered. Interior defects are not, so if you notice the stitching is coming apart on a rear seat that's rarely used, it's not covered.

In many cases diagnosis is not covered, or only a small amount is covered. So if you have an electrical gremlin and it's a 15 minute fix but took 4 hours to find you will have to pony up what the warranty will not.

Fluids are usually NOT covered, and in some cases extras like towing and storage are not.

Normally I don't buy extended warranties because I do my own repairs, and I hate fighting a rep for a warranty company to get a repair done. I also only buy vehicles that have an excellent reliability track record. Search MSN autos for reviews. I can tell you right of the top of my head that any Honda/Acura product from 1997 on will have automatic transmission issues. The transmission repairs are expensive and too often for my liking. I have heard that a major transmission repair every 18-24 months is not uncommon. Yes the repair can be covered by warranty but I don't like spending my vacation at a motel waiting for a shop to repair my car.

If you are set on an MDX then yes I would advise getting the extended warranty, just read the fine print so you know what to expect when the repair happens, and I would be asking the service person at the shop you will be taking the car to, NOT the salesman who will assure you that you will have nothing to worry about.
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Unread 03-20-2013, 02:47 PM   #3
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Definitely not buying something from Honda/Acura's glory days as ^ said.

By and large extended warranties are worthless IMO.

Would depend on the dealership too.
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Unread 04-05-2013, 05:27 PM   #4
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Extended warranty is not a bad idea, but it can be pretty expensive, especially considering the fact that you already have 140K km on it. Shop around and try to negotiate with the salesperson (from warranty company) on the phone, they usually drop the price quickly.

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