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Unread 08-04-2006, 12:42 PM   #1
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Default New Insurance... What is cheap?

Been with State Farm for past 5 years, they quoted me 163 a month for the new Cobalt SS (was paying 130 for the GTP). Coverages I'm looking for are 50/100k bodily injury and 50/100k uninsured motorist with a $500 collision deductible and $500 comprehensive deductible, plus $5000 medical payments.

I have looked at Esurance and Progressive, they have given me quotes of 110-115 per month. Geico is outrageous, they are quoting me more then State Farm. Any other ideas?
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Unread 08-04-2006, 04:51 PM   #2
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Ive got Travelers Auto insurance and I pay around $570 for 6 months. Ive got the absolute cheapest plan though.
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Unread 08-04-2006, 11:31 PM   #3
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Check Alstate. They much be pretty good, because I am a 16.5 yr old driver with a BMW, and I only pay $100-120 a month for just my bimmer.
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Unread 08-04-2006, 11:41 PM   #4
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Too bad the bank requires a 500 dollar collision deductible since it is a new car, can anyone tell me why that is???? What does it matter If I am going to pay 500 or 1000 dollar deductible if I wreck my car?
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2006 Cobalt SS/SC Supercharged
Eibach Sportline Springs, Injen CAI

1999 Grand Prix GTP (Previous Car)
3.4 Pulley, DHP, U-bend Delete, 180 T-stat, CAI,
B&M Tranny Cooler, B&G+KYB Springs/Struts
ET: 13.9 @100.3

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Unread 08-05-2006, 12:35 AM   #5
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Quote:
Originally Posted by GTPUSER
Too bad the bank requires a 500 dollar collision deductible since it is a new car, can anyone tell me why that is???? What does it matter If I am going to pay 500 or 1000 dollar deductible if I wreck my car?

With out knowing the real answer, my guess is that if the bank decides to repo the car and you wreck it out of retaliation either 1. they pay less to fix it or 2. they need to get less money from you to fix the car, and less money is easer to get. Just my thought.
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Unread 08-19-2006, 01:02 AM   #6
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Quote:
Originally Posted by GTPUSER
Too bad the bank requires a 500 dollar collision deductible since it is a new car, can anyone tell me why that is???? What does it matter If I am going to pay 500 or 1000 dollar deductible if I wreck my car?

They required it for the truck I just bought too, but I called Ins Company next day and had it changed to 1000 deductable. They dont usually give you any crap, what they dont know wont hurt em.

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