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Unread 09-14-2009, 12:09 PM   #1
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Default Buying a repossessed car from a Credit Union

I've got a question about buying a repossessed car. I've been searching Credit Union repossessions at www.repofinder.com and I found what I think is a pretty good deal on a car. Is there anything I should be careful about other than routine test drive and having a mechanic look it over?

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Unread 09-14-2009, 12:13 PM   #2
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I guess I might add that it still has a factory warranty.

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Unread 09-14-2009, 12:15 PM   #3
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You may consider having an actual dealer to look over the car, it will cost you a little bit, usually 50 to 75 bucks, but they can find things with their electronic diagnostic equipment that your 'hole in the wall' mechanic may not find.

That is, if you aren't a spammer.

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Unread 09-14-2009, 12:41 PM   #4
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I'm not a spammer. But I do like British Cars and have a taste for Spam.


What if there isn't a check engine light on? Can they still diagnose it? This particular car is a 2007 Jaguar xj. I haven't made an offer yet but I plan on low balling them.

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Unread 09-14-2009, 08:39 PM   #5
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Quote:
Originally Posted by mikedudical View Post
I'm not a spammer. But I do like British Cars and have a taste for Spam.


What if there isn't a check engine light on? Can they still diagnose it? This particular car is a 2007 Jaguar xj. I haven't made an offer yet but I plan on low balling them.
A good OBD scanner can run multiple diagnostic tests that may not show up as a check engine.

Check the VIN number on the car to make sure it hasn't been crashed.

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Unread 09-16-2009, 08:25 PM   #6
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"A good OBD scanner can run multiple diagnostic tests that may not show up as a check engine.

Check the VIN number on the car to make sure it hasn't been crashed."


That's good to know. I had no idea an ODB would pick something up that doesn't trigger a light. ODB and a Carfax? I'm ready to rock. Thanks.
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Unread 09-16-2009, 10:01 PM   #7
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Originally Posted by mikedudical View Post
"A good OBD scanner can run multiple diagnostic tests that may not show up as a check engine.

Check the VIN number on the car to make sure it hasn't been crashed."


That's good to know. I had no idea an ODB would pick something up that doesn't trigger a light. ODB and a Carfax? I'm ready to rock. Thanks.
Yup. My brother has a nice expensive OBD scanner that does "checks" on oxygen sensors, exhaust system, some other control systems (EGR?), etc.. I don't know how, but it does. Pretty cool I think.

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Unread 11-13-2009, 12:06 AM   #8
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Retrospekt, This is kind of unrelated but what type of OBD reader does your brother have? I want to get one but I want to make sure I get a good one.
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Unread 11-13-2009, 12:50 AM   #9
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a reader and a scanner or 2 different things a reader just reads and gives small discreption they run from $40 to $200. A scanner can preform muliple layers of componet test dependent on the model and soft where plus generic OBD I and II functions they run from $600 to $12K and some models perform better on different vehicle's. The best bang for your buck on a scanner in my opnion is OTC Pegisys usally around $3500 plus add ons and adapters dependent on what your doing can run from $500 to $3000 more. I use a Snap On Solus newest model it's about $3500 and Have $2K in adapters. For the back yard Mechanic the OTC Nemisis is well worth the money it's very capable and come in around $780 it can help in diaging 80% of most common problems.

http://pegisysotc.com/

http://www.nemisysotc.com/
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Last edited by lautinjr; 11-13-2009 at 01:08 AM.

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Unread 11-13-2009, 01:12 AM   #10
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I'd want to go through it with a fine-toothed comb and make sure there's no illegal substances, personally.


Most of the repo sales in my area aren't because of failure to pay. Eheh, the police are the ones who repo'd the car. Sometimes they miss the odd dimebag.


Aside from that, just the normal used car checks.
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