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Unread 11-17-2010, 07:28 AM   #1
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Default Giving Up On The Z

Well, I've done the math over and over again and obtained several car insurance quotes as well as looked at several Z's over the last month. I can easily purchase a 2008-2009 350Z, but I cannot insure it at all.

I have some to the conclusion that it's because I live in New Jersey. I have friends from other states who are younger than me and drive high end sports cars ((Corvette, Maserati)) and a few of them are even younger than me ((I'm 22)), and yet they only pay between $100-$200 a month on their own insurance with full coverage. Note: I'm comparing their insured cars vs a 350Z. $50,000+ vehicles with insurance cheaper than a $25,000 vehicle.

I've been driving for 5 years, I'm 22 years old, and even with a used 350Z insurance comes out to $3000 a year the LEAST. I have never been in an accident, never had a ticket, hell... I've never even been PULLED OVER! $3000 is the cheapest quote I have found for every type of insurance provider in the state. I can EASILY afford a $22,000 car, but I cannot afford to pay $300-$400 a month just to drive the damn thing.

It's really disappointing, to say the least. I've always wanted a faster, nicer car than my 2008 Sentra, but it seems as though that's just out of my reach. It's not like I couldn't afford to upgrade to an Altima or Maxima, it's just that I'm looking for a sports car, not a family car.

I'm all out of answers, guys. Unless any of you can offer any sort of advice as to what I could do to make any of this easier... I don't think I'll be looking at any more Z's anytime soon. I'm fairly sure that it's because I'm from New Jersey that is why the insurance is so expensive. Everything is more expensive in this damn state!

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Unread 11-17-2010, 08:34 AM   #2
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Don't stretch your budget when you already have a perfectly fine car
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Unread 11-17-2010, 08:48 AM   #3
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buy a $5,000 car from the 80's like a camaro. put $10,000 into making it go fast and you will have a car that is cheap to insure because of how old it is.
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Unread 11-17-2010, 10:19 AM   #4
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Get a 280Z. They look better anyways, the new Zs are horrendously ugly things. I think the same man that styled those also styled the Veyron. Way to bubbly, not sleek enough.

Or buy domestic. 25 grand will get you a nice late 80s or early-to-mid 90's Corvette if you look used, and insurance companies in the US tend to favor US cars because it's cheaper to repair them.
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Unread 11-17-2010, 12:30 PM   #5
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Just get an older Z... Theyr sexier IMO...
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Unread 11-17-2010, 12:52 PM   #6
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Actually I think the 300ZX looks the best of all of the Z's, and from what I've seen on Top Gear, a 300ZX (twin turbo version) outperforms the 350Z. If you're set on getting a newer car, there are other options besides that Z that are still good. Like the Hyundai Genesis Coupe, with the 3.8L motor, which should cost just as much as a Z and is very well performing car with the sports package.
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Unread 11-17-2010, 01:50 PM   #7
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Quote:
Originally Posted by StreetRacingTechno View Post
The 370 is the top of the line in terms of performance, but yah the twin turbo 300 was a great car also. That being said, some of the standard turbo 300's were actually faster than the twin turbo 1990 300Z. The 1993 and 1995 were a bit quicker, and right on par with the 350Z, other than the last year 350Z where they bumped the rpms a bit on the standard tranny version.

The 370Z however, 0-60 in 4.7 and quarter mile in 13.3, those are tip tops for the Z line, and for the price you pay, that's amazing. Although right now the Camaro SS and Mustang 5.0 (new ones of course) are actually outperforming the 370 for less money, surprisingly.
Very true, I didn't mean 370Z when I was talking about the 300, I know better . Also the new 5.0 Mustang is probably the best performance for the money and outperforms a LOT of cars that cost twice as much. I'd even choose that over a 370Z.
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Unread 11-17-2010, 02:51 PM   #8
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I second the idea of spending less than 10k on an older car, which leaves another 10k to get it fixed up with an engine of your choice, and you're still under budget with a much cheaper insurance policy and a more unique vehicle.
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Unread 11-17-2010, 03:17 PM   #9
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3K a year is a lot for insuring a 350Z?

Let's do the math folks.

insurance for my focus (as of today)

434 per month x 12 months = *cringe* 5208

when my insurance drops in january = 2592
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Unread 11-17-2010, 05:03 PM   #10
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Quote:
Originally Posted by Kenny McCormick View Post
Get a 280Z. They look better anyways, the new Zs are horrendously ugly things. I think the same man that styled those also styled the Veyron. Way to bubbly, not sleek enough.
I'm going to have to go ahead and disagree with you. The 370Z > 280Z in terms of looks as far as I'm concerned.

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